How to Get Money Quickly Without Borrowing It

Thứ bảy - 27/04/2024 01:09
It can be difficult to come up with cash at short notice for an emergency. Fewer and fewer people have secure jobs and savings accounts to rely on during tough times or unexpected circumstances. Fortunately, there are still ways to scrape...
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It can be difficult to come up with cash at short notice for an emergency. Fewer and fewer people have secure jobs and savings accounts to rely on during tough times or unexpected circumstances. Fortunately, there are still ways to scrape together necessary funds quickly.

Method 1
Method 1 of 4:

Doing Odd Jobs In Your Neighborhood

  1. Step 1 Advertise your services.
    Build your own website or post on online pages such as Craigslist.
    • Specify in your advertisement what types of jobs you can do (home repairs, plumbing, electrical work, yard work, cleaning etc.), what you charge, and when you are available.
    • Provide multiple ways to contact you. If you can be reached by both phone and email, you might have a better chance at getting work.
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Method 2
Method 2 of 4:

Finding Short-Term Jobs

  1. Step 4 Join a temp agency.
    Temporary work agencies place thousands of employees with daily work. If you have specialized work skills or previous experience in a field, you might have very good luck temping. There are a number of tips to help you get started with an agency:[1]
    • Visit the agency. Tell them you want to work, and follow their instructions. There will usually be an application to fill out, followed by an interview where you go over your work history and qualifications.
    • Bring a resume with you. It will help the temp agency sort out what types of jobs you are qualified for.
    • Dress for an office environment. Business dress shows you are looking to be successful and will fit in a professional setting.
    • Meet your agent. He or she will work to find jobs for you every day. Try to be pleasant and get along with your agent; it could help your chances some.
    • Take any job you're offered. Temp agencies can't work miracles; they don't find work for every temp employee every day. If your agent finds work that you can do and offers it to you, take it immediately.
    • Sometimes, a temp in a longer-term contract can get hired on as a regular employee, so always treat it like a “real” job.
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Method 3
Method 3 of 4:

Selling and Reselling

  1. Step 1 Think about selling your car.
    This isn't a practical step for many people, but if you're lucky enough to live somewhere you don't need a car to get to work or the grocery store, you're sitting on a huge mound of cash in the driveway. There are some helpful steps to complete this process:
    • Gather your car's information. Find the title and registration, maintenance receipts and records, and a car history report. Also know the features of your car (CD Player, seat controls etc.)
    • Having regular receipts and records for oil changes and routine maintenance can show that your car was well cared for and can help you get a good offer.
    • Set a price for your car. To find the right price, you can look up the value of your car with Kelly Blue Book or look in the classifieds section of your newspaper to see what price cars like yours are selling for.
    • Advertise the car online and in newspapers. In your ad specify the model and year of the car, its features, its true condition (if it is in need of repairs be honest), your asking price, and acceptable forms of payment. Include lots of photos and multiple ways to contact you.
  2. Step 2 Have a yard sale.
    Advertise it for free on Craigslist, or for a small fee in the local newspaper. Clean and organize everything you intend to sell, and lay it out in front of your house or apartment on the morning of the day of the sale.
    • This approach works best for people who haven't previously sold things for cash out of necessity, and still have a lot of items to sell. People are more interested in bigger yard sales.
    • Price everything slightly high, but be willing to haggle down. Most yard sale items will reasonably sell for 1/3 to 1/2 of the original price, if the item is in good condition.
    • Keep your prices in $.25 intervals to keep change handling simple.
    • To make up the difference, try to feature some bigger items, like furniture and exercise equipment, that you can get a bigger chunk of change for. Place these items at the end of the driveway or yard to lure in buyers.
    • Many neighborhoods have a coordinated yard-sale day. It is a good idea to hold your yard sale during this event because it will draw in a large crown of potential buyers.
  3. Step 5 Resell to collectors.
    There are collector's markets for just about everything with any cultural significance, from commemorative plates to video games and old toys. If you arm yourself with knowledge, you can make a killing buying items for cheap and selling them to collectors at a profit.[3]
    • Specialize in one type of collectible. You might specialize in retro toys or specialized glassware. Start by seeing what collectibles you already own and build from there.
    • Know your subject. Do the research to find out what an item in good condition looks like and is worth. Know which items are commonplace or super rare. Rare items will get a better price.
    • Visit cheap places. Yard sales and thrift shops are your best friends as a collectables reseller.
    • Use computer resources. Websites that specialize in collectibles can help you to gauge what collectibles are selling for in your area.
    • Sell online. You'll often get a better price online than you will selling to a local collector, and this can widen your customer base.
    • Get to know dealers and insiders. These people can be great connections for you to advertise your collectibles and get to know vendors who can help you sell your items.
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Method 4
Method 4 of 4:

Using Unorthodox Approaches

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  • Don't steal, blackmail, or counterfeit to get money. If you think it's a lot of trouble being broke, wait until you're broke and standing in a courthouse on a felony charge.
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  • You may have to pay income tax or other taxes on your earnings, especially if you are working a second, or even third job. Don't fall into the trap of getting paid cash-in-hand for more than you are legally allowed to earn as having to pay the Inland Revenue, IRS or other agency a large amount of back tax is not going to improve you financial situation in the long or short term.
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  • Don't gamble if you need money. The odds are even at the very best (and only in craps betting); generally speaking, odds are that you'll lose. There's a reason people call the lottery an “idiot tax.”
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